Terms of Use

By accessing or using stoicHQ (stoichq.in), you agree to these Terms of Use. If you do not agree, do not use the platform. These terms apply to all visitors, including users who access the site from outside India.

stoicHQ is an educational and informational platform. Nothing on this site - including IPO GMP data, subscription analysis, strategy backtests, calculators, NRI guides, or blog posts - constitutes investment advice, a recommendation to buy or sell any security, or a solicitation of any investment. stoicHQ is not a SEBI-registered Investment Adviser, Research Analyst, or Portfolio Manager. We are not registered under the Securities and Exchange Board of India (Investment Advisers) Regulations, 2013 or the Securities and Exchange Board of India (Research Analysts) Regulations, 2014. stoicHQ is not a US SEC-registered investment adviser, FINRA member, or certified financial planner. Stock market investments are subject to market risks. You should consult a qualified, SEBI-registered investment adviser before making any investment decision. Past performance is not indicative of future results.

stoicHQ makes reasonable efforts to publish accurate data. However, we do not warrant the accuracy, completeness, or timeliness of any information on the platform. IPO data (GMP values, subscription figures, listing dates) may change. Grey market premium data is unofficial and sourced from community reports - it is not published by SEBI, NSE, or BSE. We are not liable for any loss arising from reliance on information published on stoicHQ.

You may use stoicHQ for personal, non-commercial research. You may not: - Reproduce, redistribute, or republish content from stoicHQ without attribution and a link to the original page - Scrape or systematically extract data from the platform for commercial purposes without prior written consent - Use the platform in any way that violates applicable laws or regulations - Attempt to interfere with the operation of the platform

All content on stoicHQ - including text, analysis, backtests, calculators, and design - is the intellectual property of AltorLab (operating stoicHQ) unless otherwise noted. Data sourced from public filings (NSE, BSE, SEBI) remains the property of the respective sources.

stoicHQ may link to third-party websites (NSE, SEBI, NSDL, IRS, etc.). We are not responsible for the content or accuracy of third-party sites. Links do not constitute endorsement.

To the maximum extent permitted by law, AltorLab and stoicHQ are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the platform, including but not limited to investment losses, tax penalties, or missed opportunities.

These terms are governed by the laws of India. Disputes will be subject to the exclusive jurisdiction of courts in Delhi, India.

We may update these terms at any time. The effective date at the top of this page reflects the most recent revision. Continued use of the platform after an update constitutes acceptance of the revised terms.

For questions about these terms: research@altorlab.com. stoicHQ is operated by AltorLab.